- Who runs it
- Money and Pensions Service
- Can it affect people?
- Yes. It may support a decision about a person, such as access to a service, place, payment, or permit.
- Possible rights impact: Direct decision or access
How much do we know?
A source is a published page or document behind a claim. The label measures what is documented, not whether a system is good or safe. Missing information does not prove that a safeguard is missing.
Sources and further reading
- Money and Pensions Service: Mortgage Repayment Calculator / GOV.UK Algorithmic Transparency Records / 2025-12-16
- GOV.UK Algorithmic Transparency Records - official inventory / GOV.UK Algorithmic Transparency Records
optional detailFull record and details
The interface and explanatory guides are translated. Record names, record descriptions, quotations, detailed editorial notes, and linked public documents stay in their published language so evidence is not silently changed.
If this affects someone
The mortgage repayment calculator from MoneyHelper is designed to help individuals estimate their monthly mortgage payments based on key financial inputs. Its primary purpose is to provide a quick and accessible way for users to understand the financial commitment involved in taking out a mortgage, whether they are buying a new property or remortgaging an existing one.
Options The tool is advisory and informational, not prescriptive. Therefore, human review is built into the process in the following ways:
Property Price, Deposit Amount, Mortgage Term (years), Annual Interest Rate (%), Mortgage Type (Repayment or Interest-Only)
Sources and further reading
First indexed from GOV.UK Algorithmic Transparency Records on 2026-09-01. Only usable fields from the public record are shown; missing answers remain blank.
Fields were mapped from the linked public record by deterministic code. No generative model wrote this text.
Facts to check
- Who runs it
- Money and Pensions Service
- Life area
- Social protection
- Proof level
- Source-backed
- Footnotes
- 2
- updated
- 9 months ago
The score orders work, not people.
Review priority rises for rights-sensitive uses, missing sources, unanswered accountability fields, and old evidence. Strong official documentation lowers it. The score is not a verdict on safety, fairness, or legality.
A missing field means the attached public sources did not answer it. Coverage is uneven, publication does not prove performance, and a certificate has a defined boundary.
Previous versions
- Imported15 days agoSubstantialImported from GOV.UK Algorithmic Transparency Records.
Help check this record.
Add a public source, challenge a claim, or point out a missing way to reach a person.
A submitted name, email, description, source, or correction is used only to verify the record and prevent abuse. It is not published automatically.